5 Reliable PayPal Alternatives For Merchants And Small Business With Low Transaction Fees

Updated: April 7, 2019 / Home » Web Services

Authorize.net is the second biggest online payment gateway after Paypal, that is if we exclude all the payment gateways from China due to their Great Firewall of China policy. Paypal is big but it is small when compared to Alibaba’s Alipay, in 2014, Alipay processed USD150 billion transactions while Paypal processed a total of USD27 billion. Anyway, back to Paypal, as a person that sells online, I find Paypal one of the most accepting online payment system, users are more comfortable with Paypal or already have an account with their credit card registered to it.

Related Article 2019 ➤ 12 Best Mobile Bitcoin Wallet Apps For iOS And Android Smartphone

However, the processing fee can be somewhat higher than average. The only advanatge is that Paypal has an advanced fraud detection system which identify, manage and prevent suspicious and potentially costly fraudulent transactions on both ends. At the end of the day. when it comes down to convenience, Paypal wins hands down, as for reducing your costs, and not leaving money on the table here are the best alternatives to PayPal, for some reasons, I believe customer are more comfortable if they see a familiar names, especially a big corporation, thus Google Wallet ( also known as Android Pay ) and Amazon Payment are both good and reliable alternatives.

For even more online payment service, here is a complete list of all notable online payment service providers and payment gateway providing companies [ Wikipedia ], their platform base and the countries they offer services in. Without further ado, here are the 5 reliable paypal alternatives for small business owners, merchants, and online sellers with low transaction fees.

↓ 01 – Google Pay [ Wallet ] | No Transaction and No Minimum Fees | Pricing FAQ

Google Wallet

You can use Google Wallet to receive commercial payments if you are doing business as a sole proprietorship. However, you can’t use Google Wallet to collect payments if you are a registered corporation or nonprofit. Google Wallet is a fast, free way to send money through the app, in Gmail, or on the web at wallet.google.com. You can send money to someone using just their email address or phone number — they don’t need to have the Wallet app.

  • Data encryption – All your financial information in Google Wallet is encrypted and stored on Google’s protected servers in secure locations. If needed, you can quickly remove access to your account on any device at myaccount.google.com.
  • Fraud protection – Google Wallet comes with 24/7 fraud monitoring and covers 100% of all verified unauthorized transactions.
Maybe This Is The Article? :  11 Google Maps Alternatives - Online Mapping Programs With Driving Directions

↓ 02 – Stripe | 2.9%/Transaction + 30c/Transaction Fees | Pricing


Stripe is the best software platform for running an internet business. They handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously-designed APIs and unmatched functionality help you create the best possible product for your users. Hundreds of thousands of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe.

↓ 03 – TransferWise | 0.5 – 1.5%/Transaction + Minimum Fees | Pricing


TransferWise has accounts across the world. Pay into our bank account in your country. We pay your recipient from our account in their country using the real exchange rate. Banks could charge you up to 5% in hidden costs when sending money abroad. TransferWise is up to 8x cheaper on surveyed currency routes. It’s only fair.

Maybe This Is The Article? :  7 Free Advanced, Pure And Applied Math Calculators With Step-by-Step Tutorials

↓ 04 – Amazon Payment | 2.9% (USA) and 3.9 (International) per Transaction and 30c/transaction | Pricing

Amazon Payment

A fast, easy way to accept payments or shop online. Give your shoppers peace of mind with Pay with Amazon. Allow your shoppers to checkout from your site with their Amazon accounts. Pay with Amazon is the convenient, trusted way to pay. From the largest enterprises to newest startups, Pay with Amazon can help you grow customer relationships and build your business. With Pay with Amazon your customers can checkout on your website with payment and shipping information already stored in their Amazon account. When you add Pay with Amazon, anyone who has an Amazon account is ready to buy on your site! All major credit cards: Visa®, MasterCard®, American Express®, Discover®, Diner’s Club, JCB.

↓ 05 – Payoneer | 3%/Transaction via Credit Card | Pricing


Whether you are a business owner, professional or freelancer, Payoneer offers you multiple ways to get paid by your international clients and global marketplaces – quickly, securely and at low cost. Payoneer enables millions of businesses and professionals from more than 200 countries, to grow globally by facilitating seamless, cross-border payments. Additionally, thousands of leading corporations and marketplaces rely on Payoneer’s mass payout services to send funds to their beneficiaries worldwide. With Payoneer’s fast, flexible, secure and low-cost solutions, businesses and professionals in both developed and emerging markets can now pay and get paid globally, as easily as they do locally.

Leave a Reply

Your email address will not be published. Required fields are marked *